MEF Appraisal Group is available for your FHA backed loans

The FHA keeps a roster of approved appraisers for each state - MEF Appraisal Group is on the roster of approved appraisers for Florida.  This means that we are certified and approved by the FHA to do appraisal reports for house loans underwritten by them. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

If you need an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD); if your financial transaction is an FHA loan, it means it is underwritten by them. The lender provides all the money in the loan - the FHA simply backs the loan by providing mortgage insurance in case the borrower defaults on his or her loan. Available to all homebuyers, FHA loan programs are created to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Different from the VA appraiser panel, the lending organization working with FHA is allowed to choose the appraiser.

Down payments are often lower with an FHA loan despite using conventional market rates. Consumers with lesser incomes or less starting capital to use as a down-payment on a financial transaction are helped the most from Federal Housing Administration loan programs.